Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$296,003	$296,003	$305,910
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$26,902	$0
Funding fee	$1,480	$1,480	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	6.670%	7.104%	7.640%
1st payment	$1,962.03	$1,962.03	$2,118.06
2nd payment	$0.00	$266.22	$0.00
Taxes / mo	$283.25	$283.25	$283.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,395.28	$2,661.50	$2,612.49
Cash to close	$43,897	$16,995	$33,990