Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$209,849$209,849$252,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$42,151$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%4.578%7.640%
1st payment$973.30$973.30$1,744.80
2nd payment$0.00$316.14$0.00
Taxes / mo$387.07$387.07$387.07
Insurance / mo$150.00$150.00$150.00
MI / mo$166.92$166.92$50.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,677.29$1,993.43$2,332.26
Cash to close$70,151$28,000$28,000