Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$249,953$249,953$405,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$155,047$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%5.359%7.640%
1st payment$1,165.82$1,165.82$2,804.14
2nd payment$0.00$1,033.65$0.00
Taxes / mo$122.17$122.17$122.17
Insurance / mo$150.00$150.00$150.00
MI / mo$199.16$199.16$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,637.15$2,670.80$3,157.30
Cash to close$200,047$45,000$45,000