Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$388,967	$388,967	$456,210
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$67,243	$0
Funding fee	$1,945	$1,945	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	4.980%	5.573%	7.640%
1st payment	$2,236.13	$2,236.13	$3,158.71
2nd payment	$0.00	$504.32	$0.00
Taxes / mo	$255.67	$255.67	$255.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$91.24
HOA / mo	$83.00	$83.00	$83.00
Total monthly	$2,741.46	$3,245.78	$3,755.28
Cash to close	$117,933	$50,690	$50,690