Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$109,434	$109,434	$314,910
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$205,476	$0
Funding fee	$0	$0	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	4.420%	6.593%	7.640%
1st payment	$640.45	$640.45	$2,180.37
2nd payment	$0.00	$1,327.03	$0.00
Taxes / mo	$46.25	$46.25	$46.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$100.15	$100.15	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$936.85	$2,263.88	$2,439.61
Cash to close	$240,466	$34,990	$34,990