Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$216,862	$216,862	$287,999
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$71,137	$0
Funding fee	$1,084	$1,084	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	4.354%	7.640%
1st payment	$1,030.82	$1,030.82	$1,994.05
2nd payment	$0.00	$533.52	$0.00
Taxes / mo	$242.17	$242.17	$242.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.60
HOA / mo	$57.00	$57.00	$57.00
Total monthly	$1,479.98	$2,013.51	$2,500.81
Cash to close	$103,137	$32,000	$32,000