Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$274,646	$274,646	$598,410
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$323,764	$0
Funding fee	$1,373	$1,373	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.020%	5.579%	7.640%
1st payment	$1,329.25	$1,329.25	$4,143.27
2nd payment	$0.00	$2,090.98	$0.00
Taxes / mo	$443.58	$443.58	$443.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$119.68
HOA / mo	$116.67	$116.67	$116.67
Total monthly	$2,056.17	$4,147.14	$4,989.87
Cash to close	$390,254	$66,490	$66,490