Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$260,754	$260,754	$431,999
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$171,245	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	5.555%	7.640%
1st payment	$1,236.57	$1,236.57	$2,991.07
2nd payment	$0.00	$1,141.63	$0.00
Taxes / mo	$133.33	$133.33	$133.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$205.12	$205.12	$86.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,741.69	$2,883.32	$3,377.47
Cash to close	$219,245	$48,000	$48,000