Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$262,475	$260,100
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$1,312	$0
Note rate	5.300%	7.400%
Blended rate	5.300%	7.640%
1st payment	$1,556.24	$1,800.88
2nd payment	$0.00	$0.00
Taxes / mo	$83.42	$83.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$52.02
HOA / mo	$178.00	$178.00
Total monthly	$1,967.66	$2,264.32
Cash to close	$26,525	$28,900