Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$451,781$451,781$521,100
Remaining term (yrs)28.228.230.0
Secondary amount$0$69,319$0
Funding fee$2,259$2,259$0
Note rate6.840%6.840%7.400%
Blended rate6.840%7.127%7.640%
1st payment$3,011.12$3,011.12$3,607.99
2nd payment$0.00$519.89$0.00
Taxes / mo$86.75$86.75$86.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$104.22
HOA / mo$70.00$70.00$70.00
Total monthly$3,334.54$3,854.43$4,035.63
Cash to close$127,219$57,900$57,900