Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$340,574	$325,710
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.220%	7.400%
Blended rate	6.070%	7.640%
1st payment	$1,994.00	$2,255.15
2nd payment	$0.00	$0.00
Taxes / mo	$144.33	$144.33
Insurance / mo	$150.00	$150.00
MI / mo	$256.64	$65.14
HOA / mo	$87.00	$87.00
Total monthly	$2,631.97	$2,701.63
Cash to close	$21,326	$36,190