Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$482,886	$482,886	$513,000
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$30,114	$0
Funding fee	$2,414	$2,414	$0
Note rate	4.990%	4.990%	7.400%
Blended rate	4.990%	5.225%	7.640%
1st payment	$2,700.30	$2,700.30	$3,551.91
2nd payment	$0.00	$225.85	$0.00
Taxes / mo	$467.50	$467.50	$467.50
Insurance / mo	$0.00	$0.00	$0.00
MI / mo	$0.00	$0.00	$102.60
HOA / mo	$77.00	$77.00	$77.00
Total monthly	$3,244.80	$3,470.65	$4,199.01
Cash to close	$87,114	$57,000	$57,000