Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$77,465	$77,465	$404,999
Remaining term (yrs)	14.5	14.5	30.0
Secondary amount	$0	$327,534	$0
Funding fee	$0	$0	$0
Note rate	4.810%	4.810%	7.400%
Blended rate	5.660%	7.350%	7.640%
1st payment	$614.35	$614.35	$2,804.13
2nd payment	$0.00	$2,115.32	$0.00
Taxes / mo	$144.25	$144.25	$144.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$82.85	$82.85	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$991.44	$3,106.77	$3,179.38
Cash to close	$372,534	$45,000	$45,000