Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$118,317	$118,317	$485,100
Remaining term (yrs)	8.2	8.2	30.0
Secondary amount	$0	$366,783	$0
Funding fee	$592	$592	$0
Note rate	3.150%	3.150%	7.400%
Blended rate	3.150%	6.628%	7.640%
1st payment	$1,346.79	$1,346.79	$3,358.73
2nd payment	$0.00	$2,368.81	$0.00
Taxes / mo	$32.75	$32.75	$32.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$97.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,546.21	$3,915.01	$3,655.17
Cash to close	$420,683	$53,900	$53,900