Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$203,511$203,511$310,500
Remaining term (yrs)22.922.930.0
Secondary amount$0$106,989$0
Funding fee$1,018$1,018$0
Note rate3.770%3.770%7.400%
Blended rate3.770%5.228%7.640%
1st payment$1,103.76$1,103.76$2,149.84
2nd payment$0.00$713.26$0.00
Taxes / mo$316.54$316.54$316.54
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,570.30$2,283.56$2,678.48
Cash to close$141,489$34,500$34,500