Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$98,349	$98,349	$404,550
Remaining term (yrs)	13.9	13.9	30.0
Secondary amount	$0	$306,201	$0
Funding fee	$0	$0	$0
Note rate	5.000%	5.000%	7.400%
Blended rate	5.850%	7.288%	7.640%
1st payment	$815.19	$815.19	$2,801.02
2nd payment	$0.00	$1,977.55	$0.00
Taxes / mo	$175.92	$175.92	$175.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.56	$107.56	$80.91
HOA / mo	$28.00	$28.00	$28.00
Total monthly	$1,276.67	$3,254.21	$3,235.85
Cash to close	$351,151	$44,950	$44,950