Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$291,785$291,785$558,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$266,215$0
Funding fee$0$0$0
Note rate5.520%5.520%7.400%
Blended rate6.370%7.028%7.640%
1st payment$1,765.96$1,765.96$3,863.48
2nd payment$0.00$1,719.30$0.00
Taxes / mo$459.33$459.33$459.33
Insurance / mo$166.67$166.67$166.67
MI / mo$219.82$219.82$111.60
HOA / mo$32.00$32.00$32.00
Total monthly$2,643.78$4,363.08$4,633.08
Cash to close$328,215$62,000$62,000