Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$103,581	$103,581	$333,000
Remaining term (yrs)	17.3	17.3	30.0
Secondary amount	$0	$229,419	$0
Funding fee	$0	$0	$0
Note rate	4.480%	4.480%	7.400%
Blended rate	5.330%	6.997%	7.640%
1st payment	$714.73	$714.73	$2,305.62
2nd payment	$0.00	$1,481.66	$0.00
Taxes / mo	$121.42	$121.42	$121.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$100.15	$100.15	$66.60
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$1,161.30	$2,642.96	$2,718.64
Cash to close	$266,419	$37,000	$37,000