Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$49,593	$49,593	$432,000
Remaining term (yrs)	12.7	12.7	30.0
Secondary amount	$0	$382,407	$0
Funding fee	$0	$0	$0
Note rate	5.000%	5.000%	7.400%
Blended rate	5.850%	7.532%	7.640%
1st payment	$436.97	$436.97	$2,991.08
2nd payment	$0.00	$2,469.71	$0.00
Taxes / mo	$159.50	$159.50	$159.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$57.66	$57.66	$86.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$820.80	$3,290.51	$3,403.65
Cash to close	$430,407	$48,000	$48,000