Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$615,482	$615,482	$679,500
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$64,018	$0
Funding fee	$3,077	$3,077	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	6.900%	7.098%	7.640%
1st payment	$4,234.80	$4,234.80	$4,704.72
2nd payment	$0.00	$480.13	$0.00
Taxes / mo	$537.67	$537.67	$537.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$135.90
HOA / mo	$58.00	$58.00	$58.00
Total monthly	$5,047.13	$5,527.27	$5,652.95
Cash to close	$139,518	$75,500	$75,500