Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$395,786	$395,786	$400,500
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$26,964	$0
Funding fee	$0	$0	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.890%	7.208%	7.640%
1st payment	$2,563.36	$2,563.36	$2,772.98
2nd payment	$0.00	$266.83	$0.00
Taxes / mo	$386.25	$386.25	$386.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$189.01	$189.01	$80.10
HOA / mo	$93.33	$93.33	$93.33
Total monthly	$3,381.95	$3,648.78	$3,482.66
Cash to close	$49,214	$22,250	$44,500