Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$168,356$168,356$351,000
Remaining term (yrs)20.020.030.0
Secondary amount$0$182,644$0
Funding fee$0$0$0
Note rate3.460%3.460%7.400%
Blended rate4.310%6.230%7.640%
1st payment$967.36$967.36$2,430.25
2nd payment$0.00$1,217.63$0.00
Taxes / mo$236.67$236.67$236.67
Insurance / mo$150.00$150.00$150.00
MI / mo$153.36$153.36$70.20
HOA / mo$27.00$27.00$27.00
Total monthly$1,534.39$2,752.01$2,914.12
Cash to close$221,644$39,000$39,000