Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$276,552	$269,100
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$1,383	$0
Note rate	4.170%	7.400%
Blended rate	4.170%	7.640%
1st payment	$1,463.95	$1,863.19
2nd payment	$0.00	$0.00
Taxes / mo	$100.08	$100.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$53.82
HOA / mo	$270.00	$270.00
Total monthly	$1,984.03	$2,437.10
Cash to close	$22,448	$29,900