Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$423,365$423,365$427,500
Remaining term (yrs)29.529.530.0
Secondary amount$0$27,885$0
Funding fee$2,117$2,117$0
Note rate6.220%6.220%7.400%
Blended rate6.220%6.569%7.640%
1st payment$2,608.51$2,608.51$2,959.92
2nd payment$0.00$275.95$0.00
Taxes / mo$168.17$168.17$168.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$96.00$96.00$96.00
Total monthly$3,039.34$3,315.29$3,476.26
Cash to close$51,635$23,750$47,500