Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$534,408$534,408$608,220
Remaining term (yrs)25.025.030.0
Secondary amount$0$73,812$0
Funding fee$2,672$2,672$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.526%7.640%
1st payment$2,459.41$2,459.41$4,211.19
2nd payment$0.00$553.59$0.00
Taxes / mo$261.58$261.58$261.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.64
HOA / mo$61.67$61.67$61.67
Total monthly$2,949.33$3,502.92$4,822.76
Cash to close$141,392$67,580$67,580