Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$276,767$276,767$405,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$128,233$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%5.075%7.640%
1st payment$1,324.39$1,324.39$2,804.14
2nd payment$0.00$854.89$0.00
Taxes / mo$323.58$323.58$323.58
Insurance / mo$150.00$150.00$150.00
MI / mo$226.25$226.25$81.00
HOA / mo$80.00$80.00$80.00
Total monthly$2,104.23$2,959.11$3,438.72
Cash to close$173,233$45,000$45,000