Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$760,371$760,371$836,910
Remaining term (yrs)25.425.430.0
Secondary amount$0$76,539$0
Funding fee$3,802$3,802$0
Note rate3.550%3.550%7.400%
Blended rate3.550%4.048%7.640%
1st payment$3,772.87$3,772.87$5,794.60
2nd payment$0.00$574.04$0.00
Taxes / mo$593.25$593.25$593.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$167.38
HOA / mo$160.00$160.00$160.00
Total monthly$4,742.78$5,316.82$6,931.89
Cash to close$169,529$92,990$92,990