Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$312,769$312,769$324,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$29,231$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.566%7.640%
1st payment$1,836.74$1,836.74$2,243.31
2nd payment$0.00$289.26$0.00
Taxes / mo$147.17$147.17$147.17
Insurance / mo$150.00$150.00$150.00
MI / mo$236.40$236.40$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,370.31$2,659.57$2,605.28
Cash to close$47,231$18,000$36,000