Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$256,256$256,256$378,000
Remaining term (yrs)23.523.530.0
Secondary amount$0$121,744$0
Funding fee$1,281$1,281$0
Note rate3.470%3.470%7.400%
Blended rate3.470%4.929%7.640%
1st payment$1,327.22$1,327.22$2,617.20
2nd payment$0.00$811.63$0.00
Taxes / mo$204.33$204.33$204.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$83.00$83.00$83.00
Total monthly$1,764.55$2,576.18$3,130.13
Cash to close$163,744$42,000$42,000