Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$538,052	$538,052	$535,500
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$27,198	$0
Funding fee	$2,690	$2,690	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	6.820%	7.063%	7.640%
1st payment	$3,607.57	$3,607.57	$3,707.69
2nd payment	$0.00	$269.14	$0.00
Taxes / mo	$509.50	$509.50	$509.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.10
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$4,383.74	$4,652.88	$4,590.96
Cash to close	$56,948	$29,750	$59,500