Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$396,164$396,164$400,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$26,586$0
Funding fee$1,981$1,981$0
Note rate4.250%4.250%7.400%
Blended rate4.250%4.730%7.640%
1st payment$2,118.74$2,118.74$2,772.98
2nd payment$0.00$263.09$0.00
Taxes / mo$190.83$190.83$190.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$140.00$140.00$140.00
Total monthly$2,599.57$2,862.67$3,333.91
Cash to close$48,836$22,250$44,500