Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$296,601	$296,601	$306,900
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$27,349	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.820%	7.247%	7.640%
1st payment	$1,914.84	$1,914.84	$2,124.91
2nd payment	$0.00	$270.64	$0.00
Taxes / mo	$107.42	$107.42	$107.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$142.24	$142.24	$61.38
HOA / mo	$65.00	$65.00	$65.00
Total monthly	$2,379.49	$2,650.13	$2,508.71
Cash to close	$44,399	$17,050	$34,100