Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$282,078	$282,078	$292,500
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$26,672	$0
Funding fee	$0	$0	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	7.660%	8.024%	7.640%
1st payment	$1,922.31	$1,922.31	$2,025.21
2nd payment	$0.00	$263.94	$0.00
Taxes / mo	$73.00	$73.00	$73.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$208.65	$208.65	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,353.96	$2,617.90	$2,306.71
Cash to close	$42,922	$16,250	$32,500