Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$87,256	$87,256	$242,998
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$155,743	$0
Funding fee	$0	$0	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	5.050%	6.941%	7.640%
1st payment	$526.93	$526.93	$1,682.47
2nd payment	$0.00	$1,038.28	$0.00
Taxes / mo	$128.87	$128.87	$128.87
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$76.33	$76.33	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$882.12	$1,920.41	$2,009.94
Cash to close	$182,742	$27,000	$27,000