Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,767$236,767$251,999
Remaining term (yrs)27.827.830.0
Secondary amount$0$29,232$0
Funding fee$1,184$1,184$0
Note rate7.060%7.060%7.400%
Blended rate7.060%7.589%7.640%
1st payment$1,620.00$1,620.00$1,744.79
2nd payment$0.00$289.27$0.00
Taxes / mo$239.37$239.37$239.37
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.40
HOA / mo$55.00$55.00$55.00
Total monthly$2,064.38$2,353.65$2,239.56
Cash to close$43,232$14,000$28,000