Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$371,946	$371,946	$386,996
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$36,549	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.773%	7.640%
1st payment	$2,501.56	$2,501.56	$2,679.48
2nd payment	$0.00	$361.69	$0.00
Taxes / mo	$99.67	$99.67	$99.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$175.51	$175.51	$77.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,926.74	$3,288.42	$3,006.54
Cash to close	$58,049	$21,500	$43,000