Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$135,095	$135,095	$525,600
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$390,505	$0
Funding fee	$0	$0	$0
Note rate	3.240%	3.240%	7.400%
Blended rate	4.090%	6.809%	7.640%
1st payment	$678.59	$678.59	$3,639.15
2nd payment	$0.00	$2,522.01	$0.00
Taxes / mo	$286.04	$286.04	$286.04
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$110.59	$110.59	$105.12
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,241.88	$3,763.89	$4,196.97
Cash to close	$448,905	$58,400	$58,400