Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$172,470	$172,470	$314,910
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$142,440	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	6.138%	7.640%
1st payment	$923.10	$923.10	$2,180.37
2nd payment	$0.00	$949.60	$0.00
Taxes / mo	$261.17	$261.17	$261.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$141.19	$141.19	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,475.45	$2,425.05	$2,654.52
Cash to close	$177,430	$34,990	$34,990