Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$144,087	$144,087	$306,000
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$161,913	$0
Funding fee	$0	$0	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	4.750%	6.470%	7.640%
1st payment	$836.26	$836.26	$2,118.68
2nd payment	$0.00	$1,079.42	$0.00
Taxes / mo	$187.50	$187.50	$187.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$125.59	$125.59	$61.20
HOA / mo	$288.00	$288.00	$288.00
Total monthly	$1,587.35	$2,666.77	$2,805.38
Cash to close	$195,913	$34,000	$34,000