Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$332,714$332,714$382,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$49,786$0
Funding fee$1,664$1,664$0
Note rate3.000%3.000%7.400%
Blended rate3.000%3.781%7.640%
1st payment$1,574.25$1,574.25$2,648.35
2nd payment$0.00$373.39$0.00
Taxes / mo$167.08$167.08$167.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$75.00$75.00$75.00
Total monthly$1,966.33$2,339.72$3,116.94
Cash to close$92,286$42,500$42,500