Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$211,616$211,616$328,499
Remaining term (yrs)26.526.530.0
Secondary amount$0$116,883$0
Funding fee$1,058$1,058$0
Note rate6.650%6.650%7.400%
Blended rate6.650%7.130%7.640%
1st payment$1,415.53$1,415.53$2,274.46
2nd payment$0.00$779.22$0.00
Taxes / mo$35.67$35.67$35.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$76.00$76.00$76.00
Total monthly$1,677.20$2,456.42$2,601.83
Cash to close$153,383$36,500$36,500