Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$93,056	$93,056	$454,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$361,444	$0
Funding fee	$465	$465	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.090%	6.796%	7.640%
1st payment	$440.81	$440.81	$3,146.87
2nd payment	$0.00	$2,334.33	$0.00
Taxes / mo	$171.83	$171.83	$171.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.90
HOA / mo	$49.00	$49.00	$49.00
Total monthly	$828.31	$3,162.63	$3,625.27
Cash to close	$411,944	$50,500	$50,500