Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$308,519$308,519$333,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$42,981$0
Funding fee$1,543$1,543$0
Note rate2.750%2.750%7.400%
Blended rate2.750%3.866%7.640%
1st payment$1,419.94$1,419.94$2,305.62
2nd payment$0.00$425.33$0.00
Taxes / mo$169.58$169.58$169.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$88.00$88.00$88.00
Total monthly$1,827.53$2,252.86$2,779.81
Cash to close$61,481$18,500$37,000