Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$257,132	$257,132	$396,000
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$138,868	$0
Funding fee	$0	$0	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.920%	6.000%	7.640%
1st payment	$1,442.56	$1,442.56	$2,741.82
2nd payment	$0.00	$925.79	$0.00
Taxes / mo	$301.17	$301.17	$301.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$212.23	$212.23	$79.20
HOA / mo	$103.00	$103.00	$103.00
Total monthly	$2,208.96	$3,134.74	$3,375.19
Cash to close	$182,868	$44,000	$44,000