Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$124,204	$124,204	$233,991
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$109,787	$0
Funding fee	$0	$0	$0
Note rate	2.890%	2.890%	7.400%
Blended rate	3.740%	5.739%	7.640%
1st payment	$594.20	$594.20	$1,620.11
2nd payment	$0.00	$731.91	$0.00
Taxes / mo	$146.14	$146.14	$146.14
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$101.25	$101.25	$46.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$991.59	$1,723.50	$1,963.04
Cash to close	$135,786	$25,999	$25,999