Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$359,209	$359,209	$386,910
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$27,701	$0
Funding fee	$1,796	$1,796	$0
Note rate	6.560%	6.560%	7.400%
Blended rate	6.560%	6.735%	7.640%
1st payment	$2,307.95	$2,307.95	$2,678.89
2nd payment	$0.00	$207.76	$0.00
Taxes / mo	$17.42	$17.42	$17.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.38
HOA / mo	$43.00	$43.00	$43.00
Total monthly	$2,518.37	$2,726.13	$2,966.69
Cash to close	$70,691	$42,990	$42,990