Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$323,798$323,798$719,100
Remaining term (yrs)25.425.430.0
Secondary amount$0$395,302$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%5.949%7.640%
1st payment$1,498.43$1,498.43$4,978.90
2nd payment$0.00$2,552.99$0.00
Taxes / mo$469.42$469.42$469.42
Insurance / mo$216.67$216.67$216.67
MI / mo$255.00$255.00$143.82
HOA / mo$76.00$76.00$76.00
Total monthly$2,515.51$5,068.51$5,884.81
Cash to close$475,202$79,900$79,900