Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,907$146,907$267,300
Remaining term (yrs)23.523.530.0
Secondary amount$0$120,393$0
Funding fee$735$735$0
Note rate3.490%3.490%7.400%
Blended rate3.490%5.521%7.640%
1st payment$762.43$762.43$1,850.73
2nd payment$0.00$802.62$0.00
Taxes / mo$56.17$56.17$56.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.46
HOA / mo$75.00$75.00$75.00
Total monthly$1,043.59$1,846.21$2,185.36
Cash to close$150,093$29,700$29,700