Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$218,319$218,319$440,010
Remaining term (yrs)20.920.930.0
Secondary amount$0$221,691$0
Funding fee$0$0$0
Note rate4.030%4.030%7.400%
Blended rate4.880%6.326%7.640%
1st payment$1,285.41$1,285.41$3,046.54
2nd payment$0.00$1,431.75$0.00
Taxes / mo$198.17$198.17$198.17
Insurance / mo$166.67$166.67$166.67
MI / mo$190.03$190.03$88.00
HOA / mo$30.00$30.00$30.00
Total monthly$1,870.27$3,302.02$3,529.38
Cash to close$270,581$48,890$48,890