Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$312,065$312,065$445,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$133,435$0
Funding fee$0$0$0
Note rate2.650%2.650%7.400%
Blended rate3.500%4.848%7.640%
1st payment$1,444.17$1,444.17$3,084.55
2nd payment$0.00$889.57$0.00
Taxes / mo$247.17$247.17$247.17
Insurance / mo$166.67$166.67$166.67
MI / mo$253.86$253.86$89.10
HOA / mo$50.00$50.00$50.00
Total monthly$2,161.87$3,051.43$3,637.49
Cash to close$182,935$49,500$49,500